With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana, consider the following statements:

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  1.  The entry age group for enrolment in the scheme is 21 to 40 years.

  2.  Age specific contribution shall be made by the beneficiary.

  3.  Each subscriber under the scheme shall receive a minimum pension of ₹ 3,000 per month after attaining the age of 60 years.

  4. Family pension is applicable to the spouse and unmarried daughters.

 Which of the statements given above is/are correct?

 (a). 1, 3 and 4

 (b). 2 and 3 only

 (c). 2 only

 (d). 2, 3 and 4



Explanation: 

The Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana is a voluntary and contributory pension scheme for unorganized workers with a monthly income of Rs 15,000 or less. The following statements about the scheme are true:

The entry age for enrollment is between 18 and 40 years.

The beneficiary must contribute to the scheme until they turn 60 years old.

The monthly contribution ranges from Rs 55 to Rs 200, depending on the beneficiary's age when they enter the scheme. The beneficiary pays 50% of the contribution.

Once the beneficiary turns 60, they will receive a minimum pension of Rs 3,000 per month through DBT.

If the beneficiary dies, only their spouse is eligible for a family pension of 50% of the minimum pension.

Eligible subscribers can enroll in the scheme at their nearest Common Services Centre (CSC) using their Aadhaar number and savings bank account or Jan-Dhan account number.

Therefore, the correct answer is option (b)




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