Schemes for farmers to enhance agricultural productivity

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PM Krishi Sinchayee Yojana (2015)

   - Aims to expand the cultivable area under assured irrigation (Har Khet Ko Pani).

   - Promotes water use efficiency through the "Per Drop More Crop" approach.


PM Fasal Bima Yojana (2016)

   - Provides crop insurance without a cap on premiums.

   - Ensures uniform crop insurance coverage for natural calamities and post-harvest losses.


Paramparagat Krishi Vikas Yojana (2015)

   - Part of the Soil Health Management (SHM) component under the National Mission of Sustainable Agriculture (NMSA).

   - Promotes organic farming through the adoption of organic villages using a cluster approach.


Pradhan Mantri Kisan Maandhan Yojana (2019)

   - Targets small and marginal farmers (aged 18 to 40 years).

   - Offers a voluntary and contributory pension scheme with a matching contribution from the central government.

   - Ensures a minimum monthly pension of ₹3,000 after the age of 60, with provisions for the spouse in case of the beneficiary's death.


PM-KISAN Yojana (2019)

   - Transfers ₹6,000 per year directly into the bank accounts of landholding farmers (regardless of land size) in three equal installments.

   - Funded entirely by the Government of India.


Soil Health Card Scheme (2015)

   - Provides printed reports containing nutrient status information for soil (12 nutrients).

   - State governments analyze soil composition once every three years.


PM AASHA (2018)

   - Ensures remunerative prices for farmers' produce.

   - Includes Price Support Scheme (PSS) and Price Deficiency Payment Scheme (PDPS) for oilseeds, pulses, and copra.

   - Also pilots the Private Procurement & Stockist Scheme (PPPS) for oilseeds.


eNAM (2016)

   - A pan-India electronic trade portal linking Agricultural Produce Market Committees (APMCs) across states.

   - Facilitates better price realization for farmers through electronic trading.


Agriculture Infrastructure Fund (2020)

   - Provides 3% interest subvention and credit guarantee for loans up to ₹2 crore.

   - Aims to create post-harvest management infrastructure.


Kisan Credit Card (1998)

    - Offers credit to farmers for agriculture-related expenses (seeds, fertilizers, pesticides, machinery).


Micro Irrigation Fund Scheme (2019)

    - Set up under NABARD with a corpus of ₹5,000 crore.

    - Aims to achieve more crop per drop of water.


PM-Kisan Bhai (Bhandaran Incentive) Scheme (2023)

    - Empowers farmers by giving them control over crop prices.

    - Encourages crop storage for at least 3 months after harvesting.

    - Components include Warehousing Rental Subsidy (WRS) and Prompt Repayment Incentive (PRI).

Challenges faced by farmers include small landholdings, high input costs, soil depletion, inadequate irrigation, lack of mechanization, soil erosion, marketing issues, transportation constraints, capital scarcity, and inadequate storage facilities . 🌾🚜💡

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